Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Rating
4.9
95 reviews
Jill Sartori
Thank you to Northern States Mortgage. Scott and Colleen have a great ability to help the client achieve their mortgage goals. They are very attentive and helpful in your mortgage journey.
Thank you to Northern States Mortgage. Scott and Colleen have a great ability to help the client achieve their mortgage goals. They are very attentive and helpful in your mortgage journey.

Jill Sartori

3 months ago

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Zachary Bayne
Fantastic experience working with northern state mortgage
Fantastic experience working with northern state mortgage

Zachary Bayne

4 months ago

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David Braymer
I had a great experience with Northern States Mortgage - Scott and Colleen are absolute professionals! They kept in touch with updates throughout the entire process and returned calls and emails promptly. Thank you for servicing our mortgage and helping ...
I had a great experience with Northern States Mortgage - Scott and Colleen are absolute professionals! They kept in touch with updates throughout the entire process and returned calls and emails promptly. Thank you for servicing our mortgage and helping us get into our "forever home."
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David Braymer

5 months ago

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Erin O'Connor Mancino
Scott and Collen are amazing! A refi in 14 days from start to closing!!! Absolutely the best in the business!
Scott and Collen are amazing! A refi in 14 days from start to closing!!! Absolutely the best in the business!

Erin O'Connor Mancino

6 months ago

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Paige Brady
Colleen & Scott were very helpful in the process of purchasing our first home. Very responsive, friendly and very good at figuring out what loan works best for your situation!
Colleen & Scott were very helpful in the process of purchasing our first home. Very responsive, friendly and very good at figuring out what loan works best for your situation!

Paige Brady

7 months ago

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Aaron Kozar
Thank you Colleen Rodgers for all your fantastic help on closing my loan. Couldn't have done it with out you!! Thanks again!!
Thank you Colleen Rodgers for all your fantastic help on closing my loan. Couldn't have done it with out you!! Thanks again!!

Aaron Kozar

7 months ago

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April Chervick
Scott and Colleen are easy to work with. Good communication. Colleen even picked up documents from us in person, that my husband and I had trouble submitting digitally. We were able to close in 30 days.
Scott and Colleen are easy to work with. Good communication. Colleen even picked up documents from us in person, that my husband and I had trouble submitting digitally. We were able to close in 30 days.

April Chervick

7 months ago

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Neil Bonzo
Used these fine people for a refinance of my existing mortgage. They were able to provide me the best interest rate I could find and the process was simple and mainly online. Communication was always timely and professional. I highly recommend them and w ...
Used these fine people for a refinance of my existing mortgage. They were able to provide me the best interest rate I could find and the process was simple and mainly online. Communication was always timely and professional. I highly recommend them and would use them again in a heart beat!
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Neil Bonzo

8 months ago

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Chantal Nandori
Kimberly Ferraro was beyond welcoming, professional and so helpful to us for years. Thank you all for making my first buying experience smooth and easy!
Kimberly Ferraro was beyond welcoming, professional and so helpful to us for years. Thank you all for making my first buying experience smooth and easy!

Chantal Nandori

8 months ago

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Dylan Galindo
Colleen is the best! She is extremely helpful with guiding you along the closing process. Every interaction I had with her was pleasant and she came across as very resourceful and knowledgeable individual.
Colleen is the best! She is extremely helpful with guiding you along the closing process. Every interaction I had with her was pleasant and she came across as very resourceful and knowledgeable individual.

Dylan Galindo

8 months ago

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Jeremy Trubilla
My wife and I found Scott and Colleen over 12 years ago when we purchased our first house... we went from pre-approval to close so fast I was confused why my friends were having such a hard time with their loans. Fast forward we are planning on building a ...
My wife and I found Scott and Colleen over 12 years ago when we purchased our first house... we went from pre-approval to close so fast I was confused why my friends were having such a hard time with their loans. Fast forward we are planning on building a home and having a hard time finding a lender that can meet our needs. Again I call up the team at Northern States, and guess what... we are building our dream home now... This is a first class outfit that takes the guess work out of this somewhat cumbersome and at times anxiety driven process. I would not trust my mortgage needs to another company, especially when it matters as much as making your dreams come true.... quite simply there is no need to look any further for your mortgage needs... just call them now, you won't be upset you did, but you will most likely be upset that you didn't.
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Jeremy Trubilla

1 year ago

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Lisa DiBucci
Working with Kim and Colleen was a pleasure they handled the volume of paperwork and applications which seemed endless without stressing us out in the process. We highly recommend this business and these ladies and would not hesitate to refer our families ...
Working with Kim and Colleen was a pleasure they handled the volume of paperwork and applications which seemed endless without stressing us out in the process. We highly recommend this business and these ladies and would not hesitate to refer our families and friends.
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Lisa DiBucci

1 year ago

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Noah Rombold
Easy and a pleasure to work with!
Easy and a pleasure to work with!

Noah Rombold

1 year ago

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Lily Anna
They got my mortgage done in two weeks after my initial lender couldn’t follow through and dropped out last minute. Best service and I would definitely use again!!
They got my mortgage done in two weeks after my initial lender couldn’t follow through and dropped out last minute. Best service and I would definitely use again!!

Lily Anna

1 year ago

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Kenny Pascoe
Scott and Colleen are great to work with. I highly recommend Northern States Mortgage.
Scott and Colleen are great to work with. I highly recommend Northern States Mortgage.

Kenny Pascoe

1 year ago

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Ashley Wolf
Had a great experience with them. They helped me through all the steps needed to purchase my home. Colleen Rodgers and Kim Ferraro were my mortgage agents, highly recommend.
Had a great experience with them. They helped me through all the steps needed to purchase my home. Colleen Rodgers and Kim Ferraro were my mortgage agents, highly recommend.

Ashley Wolf

1 year ago

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Kaylee Varga
Scott and Colleen made our first home buying experience very quick and easy! I would recommend Northern States Mortgage to anyone in the area needing a home loan.
Scott and Colleen made our first home buying experience very quick and easy! I would recommend Northern States Mortgage to anyone in the area needing a home loan.

Kaylee Varga

1 year ago

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jazlyn dearce
My go to mortgage company! Quick, helpful and go above and beyond to get their clients what we want! Highly recommend!
My go to mortgage company! Quick, helpful and go above and beyond to get their clients what we want! Highly recommend!

jazlyn dearce

1 year ago

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Frank Maresca
It was an absolute pleasure working with Colleen and Scott. Both were very responsive, and very helpful from start to finish. I would recommend them to anyone who is looking for a refinance, mortgage or home equity loan. Thank you again for diligent work ...
It was an absolute pleasure working with Colleen and Scott. Both were very responsive, and very helpful from start to finish. I would recommend them to anyone who is looking for a refinance, mortgage or home equity loan. Thank you again for diligent work and commitment throughout the entire process.
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Frank Maresca

1 year ago

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Joe Serrantino
Northern States Mortgage and their team were excellent from start to finish. Extremely responsive to any inquiries and kept great communication with my wife and I. If I could give 10 stars I would! Thank you for all your help with our new home purchase!
Northern States Mortgage and their team were excellent from start to finish. Extremely responsive to any inquiries and kept great communication with my wife and I. If I could give 10 stars I would! Thank you for all your help with our new home purchase!

Joe Serrantino

1 year ago

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Otto Rothi
Scott was very helpful. He guided us through the process of getting a mortgage for an investment property. Highly recommend Northern States Mortgage, LLC if you want to close on a real estate purchase.
Scott was very helpful. He guided us through the process of getting a mortgage for an investment property. Highly recommend Northern States Mortgage, LLC if you want to close on a real estate purchase.

Otto Rothi

1 year ago

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Josh Hines
Great team to work with. Made the process super easy.
Great team to work with. Made the process super easy.

Josh Hines

1 year ago

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Liz Tullo
Scott and his team helped me purchase my first condo and were available to answer all of my questions throughout the process. Thank you to the Northern States Mortgage for their assistance!
Scott and his team helped me purchase my first condo and were available to answer all of my questions throughout the process. Thank you to the Northern States Mortgage for their assistance!

Liz Tullo

1 year ago

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Chaplain Steve Hubbard
I’ve used Northern twice. First, on the recommendation of my realtor, to buy the house I live in, and again this year to refinance the same house for a lower rate and several thousands in cash out. I’m sure I’ll use him again when it’s time to move.
I’ve used Northern twice. First, on the recommendation of my realtor, to buy the house I live in, and again this year to refinance the same house for a lower rate and several thousands in cash out. I’m sure I’ll use him again when it’s time to move.

Chaplain Steve Hubbard

2 years ago

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Juan Tejeda
Scott Rodgers and his TEAM proved to be the solution during this interest hike of 2022!! Not only did we receive a great rate but the overall process was quick and easy!!!
Scott Rodgers and his TEAM proved to be the solution during this interest hike of 2022!! Not only did we receive a great rate but the overall process was quick and easy!!!

Juan Tejeda

2 years ago

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amy krawczak
Great service from everybody at the office, kept in great communication. Made the experience a little less stressful. All around a great experience
Great service from everybody at the office, kept in great communication. Made the experience a little less stressful. All around a great experience

amy krawczak

2 years ago

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Sean Campbell
Loved working with Scott, Colleen and Janna through out the home buying process! As a first time home buyer I had a ton of questions, and they were always able to help answer everything I had. Thanks all for everything!!
Loved working with Scott, Colleen and Janna through out the home buying process! As a first time home buyer I had a ton of questions, and they were always able to help answer everything I had. Thanks all for everything!!

Sean Campbell

2 years ago

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Gayle a
Scott was phenomenal. He researched and guided my loan process to secure my dream house. In addition, he worked at an expedited time frame due to conditions of my sale. He really helped greatly.
Scott was phenomenal. He researched and guided my loan process to secure my dream house. In addition, he worked at an expedited time frame due to conditions of my sale. He really helped greatly.

Gayle a

2 years ago

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Izaih Melendez
Kimberly Ferraro, Colleen Rodgers and their team were awesome! With their help, I recently closed on a condo. At first I was nervous and didn't know all of the questions I should be asking which made me worried. I was put at ease when I noticed how quickl ...
Kimberly Ferraro, Colleen Rodgers and their team were awesome! With their help, I recently closed on a condo. At first I was nervous and didn't know all of the questions I should be asking which made me worried. I was put at ease when I noticed how quickly they responded and even took the time out to explain everything in a way that was easy for me to understand. I felt lucky and grateful to be able to work with such a professional team. I was able to close on a home that has been in my family since my grandmother first owned it. Most importantly, I was put in a position to provide a safe home for my son to grow. Everyone in the team were honest, clear and made this whole experience very pleasant. I definitely plan on working with Northern States Mortgage LLC again in the future!
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Izaih Melendez

2 years ago

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Ben Goodrum
Colleen Rodgers was great to work with, made everything simple and easy
Colleen Rodgers was great to work with, made everything simple and easy

Ben Goodrum

2 years ago

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Thea Gaunt
Very smooth experience, friendly, and clear instructions every step of the way. Couldn't have asked for better dealings
Very smooth experience, friendly, and clear instructions every step of the way. Couldn't have asked for better dealings

Thea Gaunt

2 years ago

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Maxine Cunningham
Scott and his staff at Northern States Mortgage LLC including Colleen and Janna did extraordinary work to bring my loan to fruition. They have done a tremendous job for which I am grateful. I do hope that I will get the opportunity to work with them i ...
Scott and his staff at Northern States Mortgage LLC including Colleen and Janna did extraordinary work to bring my loan to fruition. They have done a tremendous job for which I am grateful. I do hope that I will get the opportunity to work with them in the future. Maxine Cunningham
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Maxine Cunningham

2 years ago

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Patrick wertz
Scott and his team did an excellent job of helping us secure our new home. He answered all of our "millions" of questions with great patience. Very appreciative! Strongly recommend these folks!
Scott and his team did an excellent job of helping us secure our new home. He answered all of our "millions" of questions with great patience. Very appreciative! Strongly recommend these folks!

Patrick wertz

2 years ago

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Matthew Cole
Working with Northern States Mortgage was a pleasure from start to finish. Scott was able to get us exactly what we needed when we needed it despite a few hang-ups on our end and went above and beyond to get us into our new home.
Working with Northern States Mortgage was a pleasure from start to finish. Scott was able to get us exactly what we needed when we needed it despite a few hang-ups on our end and went above and beyond to get us into our new home.

Matthew Cole

2 years ago

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Ken Bradley
Super smooth transaction. Kim (and the entire team there) are the absolute "best" - great communication, take action immediately when required, and just made everything easy. Have nothing but good things to say about our mortgage application process/app ...
Super smooth transaction. Kim (and the entire team there) are the absolute "best" - great communication, take action immediately when required, and just made everything easy. Have nothing but good things to say about our mortgage application process/approval/and closing.
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Ken Bradley

2 years ago

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Sue Cole
Kim did a great job in helping me with a new mortgage to buy a house. Her and her team, Colleen and Janna, made the process so easy. They kept me updated as things progressed and let me know what was still needed prior to closing. The closing went off wit ...
Kim did a great job in helping me with a new mortgage to buy a house. Her and her team, Colleen and Janna, made the process so easy. They kept me updated as things progressed and let me know what was still needed prior to closing. The closing went off without any issues. I would highly recommend Northern States Mortgage for all your lending needs
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Sue Cole

2 years ago

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Julie Moser
Quick responses. Easy to understand answers and info. Pleased with end result.
Quick responses. Easy to understand answers and info. Pleased with end result.

Julie Moser

3 years ago

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3ragkitties
The whole team here did everything right!!! I’ve been recommending to all my friends and co-workers and that says a lot!!!
The whole team here did everything right!!! I’ve been recommending to all my friends and co-workers and that says a lot!!!

3ragkitties

3 years ago

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Ryan Chung
It was great working with Scott, his wife and company. I appreciate all that Scott and his team accomplished for my family and myself. I wish your company continual success.
It was great working with Scott, his wife and company. I appreciate all that Scott and his team accomplished for my family and myself. I wish your company continual success.

Ryan Chung

3 years ago

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Josh Barnes
Second time working with Northern States, nothing but good things to say about Kim, Colleen, and the rest of the team.
Second time working with Northern States, nothing but good things to say about Kim, Colleen, and the rest of the team.

Josh Barnes

3 years ago

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Rosa Otero
Kim Ferraro offered us an excellent service. Everything went very fast. Very good orientation, better than in many banks and mortgage companies. The information offered was clear and precise. Very professional. I really recommend them when you gonna purch ...
Kim Ferraro offered us an excellent service. Everything went very fast. Very good orientation, better than in many banks and mortgage companies. The information offered was clear and precise. Very professional. I really recommend them when you gonna purchase your house.
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Rosa Otero

3 years ago

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Jake Stewart
Northern States Mortgage was awesome to work with. They are so friendly and helpful throughout the entire process. Everything went smoothly and I would HIGHLY recommend them to anyone!
Northern States Mortgage was awesome to work with. They are so friendly and helpful throughout the entire process. Everything went smoothly and I would HIGHLY recommend them to anyone!

Jake Stewart

3 years ago

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MAZ H.
Kim Ferraro excels in being persistent in getting things done and in communicating. We moved through all the steps quickly. Janna and Colleen were excellent and a great part of the team. There's no way I could have done this work myself. I thank each of ...
Kim Ferraro excels in being persistent in getting things done and in communicating. We moved through all the steps quickly. Janna and Colleen were excellent and a great part of the team. There's no way I could have done this work myself. I thank each of them and I highly recommend this team.
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MAZ H.

3 years ago

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Jeremy Coute
Scott and his team have been fantastic to work with. We purchased our home with Scott. One year later he followed up with us and we were able to get a lower rate and remove PMI. Last year Scott again followed up with us to check in. He reviewed our curren ...
Scott and his team have been fantastic to work with. We purchased our home with Scott. One year later he followed up with us and we were able to get a lower rate and remove PMI. Last year Scott again followed up with us to check in. He reviewed our current balance and was very honest that it didn't make sense to refinance at that time. Early this year with rates at the current levels we contacted Scott and he helped us take 5 years off our mortgage. I have referred friends and family to Scott. The experience was wonderful. I worked for a bank with a mortgage goal that I was in charge of making sure we hit. If I chose to get my mortgage at my employer I would be that much closer to goal. Rather than go through the hassle and struggle of getting a mortgage at a "traditional bank", where I personally saw many good clients become frustrated, I chose to work with Scotts team and his team did not make me regret that decision!
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Jeremy Coute

3 years ago

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Amy Hribar
Kim and Colleen were awesome! They got me an amazing rate with option to recast, and promptly answered all my questions/addressed any concerns through what was a super stressful situation (purchasing from out of state in a pandemic). I highly recommend gi ...
Kim and Colleen were awesome! They got me an amazing rate with option to recast, and promptly answered all my questions/addressed any concerns through what was a super stressful situation (purchasing from out of state in a pandemic). I highly recommend giving Kim a call and seeing what great rate she can get you!
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Amy Hribar

3 years ago

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JT McDonald
Kim and Colleen were AWESOME! They worked quickly to get us a pre approval and worked with us every step of the way during the home buying and closing process. As first time home buyers we had a lot of questions and they did a great job answering them.
Kim and Colleen were AWESOME! They worked quickly to get us a pre approval and worked with us every step of the way during the home buying and closing process. As first time home buyers we had a lot of questions and they did a great job answering them.

JT McDonald

3 years ago

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